Preheat oven to 180 degree Celsius or 350 F.

Keep aside some of the choc chips to sprinkle on top of the muffins just before you place them in the oven.

Now place the wet and dry ingredients in two separate bowls. Mix them well. Then add the wet mixture to the dry mixture. Combine all the ingredients.

Meanwhile grease and line a muffin tray. Divide the mixture evenly in 12 holes. Sprinkle choc chips on top and bake for 20-25 minutes.

When done, leave it in the tray for 10 minutes, and then turn on to a wire rack to cool completely.